Cory Thompson

Mid America Mortgage, Inc.

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Cory Thompson August 20, 2025

How to Qualify for a Mortgage While Carrying Credit Card Debt

Many potential homebuyers worry that carrying credit card debt will prevent them from qualifying for a mortgage. While it is true that lenders carefully evaluate your financial profile, having credit card balances does not automatically disqualify you. By understanding how lenders view debt, taking strategic steps to improve your application, and choosing the right mortgage program, you can still achieve your goal of homeownership.

Filed Under: Home Buyer Tips Tagged With: Credit Card Debt, Homeownership, Obtaining a Mortgage

Cory Thompson

Cory Thompson


Mortgage Loan Originator
Mobile 832.347.1855
Office 281.218.0505

NMLS ID 225056

Legend Lending

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Recent Posts

  • What’s Ahead For Mortgage Rates This Week – August 25th, 2025
  • Can You Use Rental Income to Qualify for a Mortgage?
  • How to Avoid Mortgage Burnout
  • How to Qualify for a Mortgage While Carrying Credit Card Debt

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