Cory Thompson

Mid America Mortgage, Inc.

  • Home
  • About
    • About Cory
    • Accessibility Statement
    • Texas Recovery Fund Notice
  • Blog
  • Mortgage Info
    • First Time Seller Tips
    • First Time Buyer Tips
    • Loan Programs
    • Home Appraisal
    • Loan Checklist
    • Loan Process
    • Mortgage FAQ
    • Mortgage Glossary
    • What to Expect at a Loan Closing: A Step-by-Step Guide
  • Zillow Reviews
  • Pre-Qualify
  • Contact

Cory Thompson September 3, 2020

How Do Mortgage Lenders Decide How Much You Can Borrow?

When you visit your lender to get a mortgage for your home, they will tell you the maximum amount that you are allowed to borrow. But how do they reach this total and what factors do they take into consideration?

Filed Under: Home Mortgage Tips Tagged With: Debt To Income Ratio, Mortgage Lenders, Percentage Of Gross Monthly Income

Cory Thompson April 12, 2018

Look Beyond The Interest Rate: What Else Matters When Choosing A Mortgage Lender?

Most consumers securing a mortgage plan to remain in that loan for 30 years. During that time, the borrower maintains a relationship with the loan servicer or lender. Most often, home buyers do not think twice about who the mortgage lender is, but rather focus on the interest rates offered.

Filed Under: Mortgage Tagged With: Interest Rates, Mortgage, Mortgage Lenders

Cory Thompson

Cory Thompson


Mortgage Loan Originator
Mobile 832.347.1855
Office 281.218.0505

NMLS ID 225056

Legend Lending

Connect with Me

Let’s Keep In Touch!

  • This field is for validation purposes and should be left unchanged.

Recent Posts

  • Explaining Mortgage Options for Self-Employed Borrowers with Irregular Income
  • The Impact of Rental Income on Mortgage Qualification
  • The Impact of Homeowners Associations (HOAs) on Mortgage Approval
  • The Benefits of Online Mortgage Calculators for Borrowers

Equal Housing Lender

© 2024 Legend Lending Corporation NMLS 229421 | Texas Recovery Fund Notice  | NMLS Consumer Access | Privacy Notice | Legal | Licensing

Our Location


Legend Lending
17047 El Camino Real Ste 150
Houston, TX 77058

Return to top of page

Copyright © 2025 Cory Thompson. All rights reserved.   Log In