Cory Thompson

Mid America Mortgage, Inc.

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Cory Thompson May 7, 2025

The Impact of Homeowners Associations (HOAs) on Mortgage Approval

When purchasing a home in a community with a Homeowner’s Association (HOA), it’s important to understand how this organization can impact your mortgage approval. While HOAs provide benefits like maintaining neighborhood amenities and enforcing community standards, they also add financial obligations that lenders consider when evaluating your loan application.

Filed Under: Mortgage Tips Tagged With: HOAs, Mortgage Approval, Mortgages

Cory Thompson March 28, 2025

Can I Get a Mortgage Without a Credit Score By Using Alternative Credit History?

When securing a mortgage, borrowers have the option to reduce their interest rate through a mortgage buydown. This strategy can help lower monthly payments, either temporarily or permanently, depending on the type of buydown chosen.

Filed Under: Mortgage Tagged With: Dream Home, Home Owner, Mortgage Approval, Mortgage Tips

Cory Thompson March 18, 2025

How Debt-to-Income Ratio Affects Your Mortgage Eligibility

When applying for a mortgage, lenders evaluate several factors to determine your loan eligibility. One of the most critical metrics is your Debt-to-Income Ratio (DTI). Understanding how DTI impacts mortgage approval can help you better prepare for homeownership and improve your chances of securing the loan you need.

Filed Under: Home Buyer Tips Tagged With: Debt To Income Ratio, Home Buying Tips, Mortgage Approval

Cory Thompson June 20, 2024

Home Mortgage Application: Understanding Proof of Income

Buying a new home is exciting, but it comes with a fair share of paperwork, especially when applying for a mortgage. One crucial component lenders will analyze is your proof of income. Let’s take a look at what proof of income involves, document examples, and where to find them.

Filed Under: Mortgage Tagged With: Home Mortgage, Income Verification, Mortgage Approval

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Cory Thompson

Cory Thompson


Mortgage Loan Originator
Mobile 832.347.1855
Office 281.218.0505

NMLS ID 225056

Legend Lending

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Recent Posts

  • What’s Ahead For Mortgage Rates This Week – May 27th, 2025
  • Honoring Our Heroes and Celebrating the Meaning of Home
  • How Much Down Payment Do You Need for a Mortgage When Buying a Home?
  • What To Do When Your Mortgage Loan is Declined

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Houston, TX 77058

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