Cory Thompson

Mid America Mortgage, Inc.

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Cory Thompson December 31, 2025

Why Good Credit Score Is Not Always Enough to Secure a Mortgage

A strong credit score gives many buyers confidence as they prepare to purchase a home. Good payment history and responsible credit use are valuable, but they do not guarantee approval. There are several other important factors that lenders review, and any one of them can slow down or stop the process.

Filed Under: Mortgage Tips Tagged With: Debt Management, Home Buying Info, Loan Approval

Cory Thompson November 5, 2025

What Mortgage Lenders Really Look At Before Approving Your Loan

One of the first questions homebuyers ask is how much they can afford to borrow. While the number may seem mysterious, lenders use a clear set of financial factors to decide how much you qualify for.

Understanding these factors can help you plan ahead, make smart choices, and feel confident as you start your homebuying journey.

Filed Under: Mortgage Tips Tagged With: Loan Approval, Mortgage Education, Mortgage Tips

Cory Thompson

Cory Thompson


Mortgage Loan Originator
Mobile 832.347.1855
Office 281.218.0505

NMLS ID 225056

Legend Lending

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Recent Posts

  • Why Closing Old Credit Accounts Can Hurt Your Mortgage Approval
  • What to Know About Fractional Homeownership and Mortgages
  • Mortgages for Parents With Young Kids and What to Consider
  • Mortgage Impacts of Using Venmo, Cash App, or PayPal for Income

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