The end of the year is the perfect time to review your finances and make smart moves that set you up for success. A few focused steps can strengthen your budget, improve your credit, and prepare you for major goals in the coming year.
How Mortgage Rates Are Determined
When you’re looking to purchase a home or refinance an existing mortgage, understanding how mortgage rates are determined is key to navigating your financial journey. These rates are influenced by a combination of personal financial factors and broader economic conditions, which work together to impact how much you’ll pay over the life of your loan.
