Cory Thompson

Mid America Mortgage, Inc.

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Cory Thompson July 17, 2025

The One Number More Important Than Your Credit Score for Mortgage Approval

When it comes to getting approved for a mortgage, most people immediately think of their credit score. While it is definitely important, there is another number that can play an even bigger role in your approval, our debt-to-income ratio. Also known as DTI, this number gives lenders a clearer picture of your ability to manage monthly payments and overall debt.

Filed Under: Financial Reports Tagged With: Debt to Income, Home Financing, Mortgage Tips

Cory Thompson March 1, 2024

Understanding Debt-to-Income Ratio: A Key Factor in Mortgage Approval

When it comes to securing a mortgage for your dream home, there’s a crucial number that can make or break your application: your debt-to-income ratio (DTI).

Filed Under: Credit Scoring Tagged With: Credit Score, Debt to Income, Mortgage

Cory Thompson June 1, 2023

Does My Current Debt Affect Getting A New Mortgage?

It’s important to manage your debt carefully and maintain a good credit score if you’re planning to apply for a new mortgage. By evaluating the following and staying on track, you can ensure that you’re ready for the financial responsibilities of a mortgage and can make an informed decision about homeownership.

Filed Under: Mortgage Tagged With: Credit Score, Debt to Income, Mortgage

Cory Thompson September 15, 2022

What To Know About Your Debt-To-Income Ratio When Buying A Home

When you apply for a mortgage, your lender will do some quick math to figure out how much of a loan you can afford. Your lender will consider many factors, and one of the most important ones is your debt-to-income ratio.

Filed Under: Mortgage Tagged With: Credit Score, Debt to Income, Mortgage

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Cory Thompson

Cory Thompson


Mortgage Loan Originator
Mobile 832.347.1855
Office 281.218.0505

NMLS ID 225056

Legend Lending

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Recent Posts

  • What’s Ahead For Mortgage Rates This Week – July 21st, 2025
  • Could You Save Money by Refinancing Right Now?
  • The One Number More Important Than Your Credit Score for Mortgage Approval
  • How to Talk to Your Parents About Co-Signing a Mortgage

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