Cory Thompson

Mid America Mortgage, Inc.

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Cory Thompson August 20, 2025

How to Qualify for a Mortgage While Carrying Credit Card Debt

Many potential homebuyers worry that carrying credit card debt will prevent them from qualifying for a mortgage. While it is true that lenders carefully evaluate your financial profile, having credit card balances does not automatically disqualify you. By understanding how lenders view debt, taking strategic steps to improve your application, and choosing the right mortgage program, you can still achieve your goal of homeownership.

Filed Under: Home Buyer Tips Tagged With: Credit Card Debt, Homeownership, Obtaining a Mortgage

Cory Thompson October 18, 2024

Is a Cash-Out Refinance the Answer to High Credit Card Bills?

If your credit card debt is piling up, a cash-out refinance could be the solution you need to manage your financial situation. By leveraging the equity in your home, you can consolidate your high-interest debts into a lower-interest mortgage, potentially giving you relief from hefty monthly payments.

Filed Under: Home Mortgage Tips Tagged With: Cash Out Refinance, Credit Card Debt, Debt Consolidation 

Cory Thompson

Cory Thompson


Mortgage Loan Originator
Mobile 832.347.1855
Office 281.218.0505

NMLS ID 225056

Legend Lending

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Recent Posts

  • Artificial Intelligence and the Future of Mortgage Decisions
  • How Emotions Shape Your Mortgage Decisions
  • Is Homeownership Still the American Dream?
  • Mortgages for Remote Workers Who Want Dual Residences

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