Cory Thompson

Mid America Mortgage, Inc.

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Cory Thompson October 25, 2024

What Is A Mortgage Par Rate And How Does It Work

Think of the par rate as the raw, default rate offered by a lender. It’s not the lowest rate you can get, nor is it inflated by any adjustments. Lenders determine the par rate based on a variety of factors, such as current market conditions, your credit score, the loan type, and the loan amount.

Filed Under: Mortgage Rates Tagged With: Mortgage Education, Mortgage Tips, Par Rate Explained

Cory Thompson September 12, 2024

What Borrowers Need to Know About Mortgage Rate Locks

When it comes to securing a mortgage, timing is everything–especially when it comes to locking in an interest rate. Mortgage rates can fluctuate daily, and even a small change can have a significant impact on your monthly payments and the total cost of your loan. To protect yourself from rising interest rates while you’re in the process of buying a home or refinancing, you can use a mortgage rate lock.

Filed Under: Mortgage Rates Tagged With: Mortgage Lending, Mortgage Loans, Mortgage Rate Locks

Cory Thompson August 15, 2024

The Impact of Inflation on Mortgage Rates and Homebuying Power

In today’s economic climate, inflation has become a hot topic, especially for potential homebuyers. Understanding how inflation affects mortgage rates and your homebuying power is crucial. Let’s see how it can impact your journey to homeownership.

Filed Under: Mortgage Rates Tagged With: Homebuying Power, Inflation, Mortgage Rates

Cory Thompson July 31, 2024

How to Unlock Your Home’s Equity with a Cash-Out Refinance

As a homeowner, you might be sitting on a valuable asset without even realizing it–your home equity. Tapping into this equity through a cash-out refinance can open up financial opportunities you hadn’t considered. Here’s how you can unlock your home’s equity with a cash-out refinance and what you need to know before diving in.

Filed Under: Mortgage Rates Tagged With: Cash Out Refinance, Financial Freedom, Home Equity

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Cory Thompson

Cory Thompson


Mortgage Loan Originator
Mobile 832.347.1855
Office 281.218.0505

NMLS ID 225056

Legend Lending

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Recent Posts

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