Many prospective homebuyers spend months waiting for mortgage rates to fall before making a move. While securing a favorable interest rate is important, focusing exclusively on rates can sometimes cause buyers to overlook other factors that affect the overall cost of homeownership. In some situations, waiting for lower rates may actually end up costing more than moving forward today.
How Gift Funds Can Help You Buy a Home and the Rules You Need to Know
Saving for a home can take years, especially when buyers are trying to build a down payment while managing everyday expenses. For many homebuyers, financial assistance from a family member can help bridge the gap and make homeownership possible sooner. These funds are commonly known as gift funds, and while they can be a valuable resource, there are important guidelines borrowers should understand before using them.
What’s Ahead For Mortgage Rates This Week – June 22nd, 2026
The week was relatively light following the release of the prior inflation data and the FOMC rate decision. The Federal Reserve decided to keep its overnight borrowing rate unchanged and has indicated no plans to make changes in the near term.
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